Most of the car accidents in Michigan fall under the state’s no-fault insurance law. Michigan auto accidents are often confusing events for drivers. An experienced lawyer can assist you in understanding your options when filing insurance claims in the state, especially if injuries are suffered. Under the law, you have rights after a Michigan car accident.
- First-party Michigan insurance claims involve benefits available through your own insurance company.
- Third-party claims involve recovering damages from the insurance company of the other driver, who holds all or some of the responsibility.
Michigan requires drivers to carry first-party insurance for property and medical coverage in the case of an accident. This law also outlines your right to receive medical care, rehabilitation and reimbursement for lost wages. However, you usually must seek assistance from your insurance company first, in spite of which driver is determined to be at fault for the crash. There can be exceptions to the no-fault process when serious injuries occur. Personal injury lawsuits can also be filed in Michigan when:
- Death occurs
- There has been body disfigurement or severe impairment.
- Body functions are lost.
Review Michigan Car Accident Statistics
Fatality, injury and property damage crashes are compiled into Michigan car accident statistics. Annual crash rates are released by the Michigan State Police Criminal Justice Information Center. State police reported these 2014 year-end Michigan motor vehicle accident numbers:
- 298,699 crashes
- 806 fatalities
- 52,523 injuries
- 245,370property damage accidents
We know that these Michigan statistics for car accidents represent lives changed in many cases. Our firm’s attorneys have extensive knowledge of insurance law and can assist those who are seriously injured. In less serious accidents, our lawyers also help you navigate insurance claims. Our firm offers expertise in a range of legal areas, including motor vehicle, pedestrian and drunk driving accidents. Contact us for a free consultation now.